• Hassle-free advice

    Speak with one of our consultants today for speedy, hassle-free and impartial advice.

    Speak to us
  • Save time & money

    Speak with one of our consultants today for speedy, hassle-free and impartial advice.

    Speak to us
  • Fast & efficient

    Speak with one of our consultants today for speedy, hassle-free and impartial advice.

    Speak to us
  • Solid advice & efficient service

    Speak with one of our consultants today for speedy, hassle-free and impartial advice.

    Speak to us

Welcome to Y-not Finance

Mortgages, Remortgages, Protection

Good service is a word that is commonly used but not always adhered to. At Y-not Finance we provide an excellent level of service coupled with a professional service. We provide impartial mortgage advice as well as information on associated insurances and services. Y-Not Finance will do all we can to provide not just a mortgage with a competitive interest rate but also one that offers excellent value for money when taking into account all the costs and charges.

We will save you valuable time and money by providing a fast and efficient service with direct contact to our advisers and support staff. No need for you to trawl the internet or sit in lengthy meetings with various lenders, we can quickly do the necessary research for you.

Our advisers and admin staff have over 15 years’ experience each in the mortgage/finance industry. Y-Not Finance has been running for over 6 years and is going from strength to strength. The majority of our business comes from recommendations and we take great pride in the fact that we are viewed as trust worthy company, who will help our clients with their requirements.

We have thought long and hard regarding the pros and cons of call centers, the internet and also listening to what can irritate people with regards to service standards. We hope we have got the blend right as far as this is concerned and invite you to contact us with your questions and enquiries, Y-not give us a go.

Reasons to use Y-not Finance

The internet, although convenient, cannot give wholesome advice and is often two dimensional. This is not the case at Y-not Finance. We offer a professional, friendly service which can be on a one to one basis.

Free initial consultations

Let us do the leg work

Save time and money by avoiding lengthy discussions with banks and trudging along the high street.

Direct dial

Get straight through

Direct numbers for all our staff (No premium numbers).

Personable service

Dedicated, qualified adviser

Superb support system.


You're in great hands

All our advisors have had minimum of 15 years up to 30 years experience.

Great advice

Helping you make the right move

Genuine, impartial and unbiased advice using a huge range of lenders.

We'll come to you

Our day fits round yours

Home or work appointments for your convenience (you're also most welcome to visit our offices).

How it works

The mortgage market remains very diverse and intricate, which is why intermediaries can play such an important role to help inform consumers about the best products available and what is right for them.

Matching lenders and products to consumers is crucial to ensure sustainable lending and provides solid advice to potential customers.

Your home could be at risk if you do not keep up repayments on a mortgage, or any debt secured on it. Y-not Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA).

“We normally charge a fee of £345. In some circumstances this fee can be reduced or waivered depending on the amount of work involved. We will also get a commission from the provider if the mortgage completes. On occasion we may charge a higher fee if the situation requires additional applications and time spent on the application process. You will be made aware of any charges before any additional work is carried out.”

Other costs to consider are legal fees including stamp duty, possible valuation fees and lender fees. All of the costs will be explained to you at the outset.

Speak to us